A car, for the average person, is the second most expensive life purchase, after a house. Unfortunately, our beloved four-wheeled friend can often exist as a black hole that swallows up the entirety of our bank balance, with fuel, insurance, and repairs taking up the majority of expenditure.
Thankfully, these unseen expenses don’t have to mean that your life is going to be destined to public transport. Rainy mornings stood at the bus shelter aren’t a certainty, as there are numerous ways you can drive down the cost of your motoring experience.…
When running a business, even small savings can significantly affect your company’s financial health. Unfortunately, many companies try to save money by cutting corners which means low-quality results. While you may enjoy some gains at the beginning, this unethical practice may hurt you in the long-run because it can lead to unsatisfied clients and loss of credibility.
What most businesses are not aware of is that choosing the cheaper product or scrimping on quality control processes is not the only option.…
Running a business can often be a bit overwhelming. When you are looking to do what is right for your company and the people that it serves, it is important to have your focus in specific areas. Finances, for example, can make or break a business. If you are not on top of your monthly budget and expenses, it can easily lead to ruin for your company. While this can seem frightening, it is not a reason to panic. Many business owners wind up making smart moves to save money, sometimes by doing something as simple as exploring carinspurancecheap.net.…
High business rates are forcing many startups to abandon London, and leaving entrepreneurs to invest in the Caffe Nero loyalty card scheme instead.
Life for small businesses in London has never been more challenging. For example, the West End has seen rent, business rates and service charge costs increase by up to 16% to £217.75 per square feet per annum since 2014.
The 2017 business rates revaluation is aiming to help smaller businesses gain relief, or even exemption, from the tax altogether.…
Most startups have to do the maximum with minimum budget. You’ve worked hard to sell your idea to an investor. You’ve been given what seemed like the ideal funding, but you soon find that most of your expenses are much higher than you anticipated.
This is especially true when employing staff. While you thought you could make do with the team that you already have, your needs keep on growing, until eventually you’re forced to hire or burn everyone out.
The good news is that there’s an affordable alternative.…
Selling your home is stressful. No matter the circumstances surrounding the sale, there is so much to consider: how you’ll fund your next purchase, when you need to sell by, where you will go, how much you want to raise, and a thousand other things besides.
What makes the process even harder is that there are often factors that add time pressure to the mix. In some cases, you’ll need to downsize due to a money shortage, so getting the ball rolling will be vital.…
There are many costs associated with running a small business, but one that is sometimes overlooked is that of deliveries and couriering goods. While commerce and ecommerce companies should have a good handle on this expenditure, and even know of some ways to save money while ensuring high quality customer deliveries, there are some tips that can help the inexperienced, businesses that are expanding into item delivery, and other organisations. Even eBay sellers can benefit from some cost saving tips to help reduce packaging and delivery charges.…
While most of the population will view the New Year as a fresh start, for many businesses the pressure is on to save as much money as possible before the end of the 2014/15 financial year.
In general, the future’s looking bright for SMEs. There is a growing confidence in the economy as the demand for independent businesses increases. Government initiatives such as Small Business Saturday are backed to encourage consumers to shop locally, and have achieved lucrative results with hundreds of customers supporting SMEs all over the country.…
