Learning you’re going to lose your job can be a major blow; one that can trigger a tidal wave of financial anxiety. However, this is an event that happens to many Americans for one reason or another, and it’s not always their fault.
Case in point: Few predicted the trajectory of the coronavirus and the impact it would have on not only the health of Americans, but the employment status. As one expert predicts for the New York Times, the jobless rate for March 2020 may have reached approximately 13 percent — the highest level of unemployment since the Great Depression.…
A car, for the average person, is the second most expensive life purchase, after a house. Unfortunately, our beloved four-wheeled friend can often exist as a black hole that swallows up the entirety of our bank balance, with fuel, insurance, and repairs taking up the majority of expenditure.
Thankfully, these unseen expenses don’t have to mean that your life is going to be destined to public transport. Rainy mornings stood at the bus shelter aren’t a certainty, as there are numerous ways you can drive down the cost of your motoring experience.…
It may seem that keeping track of your financial situation and controlling your money is as simple as reducing the number of expenses you are paying out.
However, if you really want to see improvement in your financial life, you’ve got to develop some good financial habits around saving and investment. This will help you to stay on track of your financial goals in 2020.
1. Don’t live beyond your means
Living within your means is the foundation of good financial health.…
It is quite easy to get online car insurance quotes nowadays. With internet being globally accessible, more and more insurance companies have started creating their online presence through websites. These websites can allow you to choose various different insurance policies, check the prices and even get the insurance from the comfort of your home.
Car Insurance
Car insurance is one of the many insurance policies that one can get from these insurance companies. Different insurance companies provide different rates and policies to the customer.…
For some people, getting approval for a bad credit car loan feels impossible. Luckily, there is another way for you to get a car for yourself and your family. Car leasing is an excellent option for those who need a vehicle right away. The process is a lot faster, and you have better chances of approval.
A car lease is also more manageable and can even help you rebuild your credit over time if you never miss payment deadlines.
What you need to know about car leasing in Australia
A car lease is the best option for those who can’t get approval for a car loan.…
For a number of companies, not accepting new customers would be looked at as a failure. However, Premier Student Loan Center dealt with so much growth that they are no longer accepting new clients. They are it instead focusing on all the clients they have right now as they try to become completely free of debt.
Taking out money for a student loan is something that just about every person who goes to college has done at some point. There are some who only have to borrow a small amount of money, while others are stuck with thousands and thousands of dollars of debt.…
Sometimes we think with our hearts and not with our heads. Making New Year’s resolutions can often be disastrous, with 80% of people failing by February and regretting it instantly. One of the most common New Year’s resolutions is to cut down on spending, and although this sounds achievable, if you don’t have a fully-pledged strategy in place, the likeliness of failure spirals out of control.
We understand that people can be victim to an unexpected expense — whether this is a home appliance breaking or making that third trip on a bus with only a return ticket.…
A mortgage is upscale and pricey. Mortgages can drain and deplete your budget, specifically if your mortgage is washing down a significant share of your income. Not including all the interest you are bound to pay on the home loan for more than 30 years.
Luckily, there are plenty of ways to liquidate your mortgage faster. With these strategies, you will hardly distinguish the increment in your monthly payments. If you decide to get into property management with these strategies then there is plenty of help you can do to reduce your loan cost.…
Feeling overwhelmed with debt and not sure what to do? Debt relief advisers are there to assist you in managing your finances and learning various options to overcome debt. These financial advisers are experts in getting finances in order, and they can map out a plan for you that takes into account your income and expenditures. Debt relief advisers can also identify financial weaknesses and work with you to stabilize these conditions.
But where do you find one? And more importantly, how can you be sure that you will get a good debt relief adviser?…
If you’re a loan borrower in the United Kingdom, you may have been coerced or unknowingly made to purchase payment protection insurance (PPI) on those loans. Some 40% of borrowers who have PPI coverage don’t even know about it.
This isn’t just a recent problem either – ppi claims have been surging in to the Financial Conduct Authority (FCA) since the early 1990s. It appears there’s no end in sight, with billions in potential claims still looming large.
A survey from a few years ago by the UK’s consumer rights organisation, Which?…
