Seniors are one of the hottest demographics in small business right now; over a quarter of all new businesses were started by someone over 55, and half of all small businesses are owned by someone between the ages of 50 and 88.
It’s not hard to see why seniors succeed: they’re often more financially stable, have solid contacts from their years in the workplace, have more experience and are better able to approach the variations of the business world with a level head.…
Applying for a credit card is never really an easy process, yet it’s very exciting and something that we look forward to when our approval letter comes in the mail.
Some people think that getting a new card is all about getting lucky. This is far from the truth.
Credit card companies pay attention to the numbers. So, if you know what these companies are actually looking for, you can definitely put the odds in your favor and have a much better chance at getting approved for the card of your choice.…
If you have a bad credit history, it will have a negative impact on the interest rates that you end up paying on credit cards, mortgages, car loans, home equity loans, business loans, and much more.
But that’s not all, because it can even have an impact on your ability to qualify for a particular job, your insurance rates, and other areas of your life that don’t specifically have anything to do with credit. It makes sense to repair your credit if you are suffering from a low or poor credit score.…
Is your business small or growing? You should consider getting yourself a business credit card. Although choosing the best credit card might seem like an uphill task, you need to follow these steps to make it easier:
Know credit card basics
Before you decide to take out any cards, you need to know some card basics:
Business credit cards are only to be used when you have business expenses to take care of. This means that you should not place any personal expenses on this credit card.…
For western entrepreneurs and small business owners, Southeast Asia is the new land of opportunity. While markets in New York, London, and other big cities are now saturated with startups and tech ventures, countries like Singapore are just starting to flourish. If you are bold enough to make a move, there are many benefits to launching in this part of the world.
Nevertheless, it can be a bit of a culture shock for those who do not take the time to learn a little first.…
Ready to change up your career and get into the car trading business? Before you do, it’s important to understand exactly what it takes to operate within the car buying and selling business.
Below you’ll discover everything you need to know before taking the plunge.
Where will the business be based?
Deciding upon where you’ll store the cars you buy to sell is the first important decision you’ll need to make. It’s common for traders to start out from the comfort of their own home.…
In today’s fast-paced and ever-changing work environment, people too often embrace unhealthy habits–like losing sleep and skipping meals–as signs of productivity. The adverse effects of these habits on one’s mental and physical health are seen as unavoidable casualties in a world where almost everyone is tired and stressed out during the workweek. But does it have to be this way?
Recent studies have uncovered the truth about how our daily diets manipulate our brain chemistry. It starts with breakfast: no matter how busy you are, taking time to eat a morning meal can put a positive spin on your entire day.…
Selling is central to any business. And yet a vast majority of us find ourselves hard-pressed to sell our product or services when put in a room in front of a bunch of prospective investors or employers.
Delivering that perfect pitch is no easy task and failures can be devastating, both in terms of morale and your business/employment status. Not everyone is born with the gift of the gab. Though such inborn traits or talents can indeed help, they are not exactly necessary to develop an effective sales pitch.…
If you’re thinking of buying a franchise, don’t be tempted by what a franchise can do for you. Instead, think of what you like to do. Put passion before profit. Taking time to be introspective is not a waste of time. Unless you have a clear idea about your own likes and dislikes, wants and desires, strengths and weaknesses, you could make an expensive mistake.
So, how do you decide?
5 Questions to Ask
Imagine you were talking to a franchise broker, mulling that question over.…
Unless you’re a retro fashionista, it’s unlikely that you go around wearing the same styles people wore several decades ago. Fashion is constantly evolving, and not just because humans are prone to changing their minds. Change is an indication of progress, and if you’re still doing all of the same things you were doing years ago, you probably haven’t progressed very far.
Companies work the same way. It’s easy to fall into familiar routines, but if you really want to succeed, it’s important to shake things up every now and then.…
