You take out insurance for a variety of very genuine and specific reasons and when a situation arises where you have to make a valid claim you don’t expect to be met by a wall of resistance and reluctance to pay you what you are due. When it comes to filing insurance claims it pays to have in the back of your mind that insurance companies exist to try and make money so it stands to reason that they might try and employ tactics that prevent them from giving some of their profits back in a payout.…