Health insurance shopping has never been simple. For a family of four, health insurance can cost an average of $28,000 a year. If you’re shopping for a new insurance plan, you want to make sure you’re choosing something that works not only for your health needs but also your budget. Let’s face it, healthcare is complicated. The insurance process isn’t straightforward or easy by any means. It almost seems to be complicated on purpose to keep individuals from finding quality deals.…