If you have a low credit score, buying a car doesn’t have to be something to dread. The primary difference between you and someone with fair or good credit is that you’ll spend more time shopping around to secure a good deal.
Before you even start the search at a dealership, there are a few things you can do to prepare for the search; these things help place you in the best position. You’ll learn that it’s quite possible to refinance an auto loan with bad credit when you’re upside down, and that a low FICO score needn’t land you an unfavorable loan.…
Employers can make their workers feel like a valued part of a corporate family by offering perks above and beyond their weekly paycheck. One potentially effective and attractive perk is a free financial education. If done correctly, it can help a worker make the most of his or her hourly pay or yearly salary.
Employees Learn the Value of Saving for Retirement
Employers that offer a 401k may find that eligible employees don’t always take part in the program. They may also find that eligible employees don’t always make the maximum contribution each pay period.…
Everywhere you look online, there is discussion on the magnificence and potency of social media. There are renowned authors churning out books on how to use social media for businesses. There are also self-acclaimed experts showing off their “achievements” with case studies of businesses that they helped to achieve “success” using social media. This picture is enough to make small business owners grow a fixation for social media marketing. But it is not all fine and dandy.
This survey showed that over 60% of businesses haven’t seen any return on investments on the social media activities.…
Applying for a credit card is never really an easy process, yet it’s very exciting and something that we look forward to when our approval letter comes in the mail.
Some people think that getting a new card is all about getting lucky. This is far from the truth.
Credit card companies pay attention to the numbers. So, if you know what these companies are actually looking for, you can definitely put the odds in your favor and have a much better chance at getting approved for the card of your choice.…
If you have a bad credit history, it will have a negative impact on the interest rates that you end up paying on credit cards, mortgages, car loans, home equity loans, business loans, and much more.
But that’s not all, because it can even have an impact on your ability to qualify for a particular job, your insurance rates, and other areas of your life that don’t specifically have anything to do with credit. It makes sense to repair your credit if you are suffering from a low or poor credit score.…
Is your business small or growing? You should consider getting yourself a business credit card. Although choosing the best credit card might seem like an uphill task, you need to follow these steps to make it easier:
Know credit card basics
Before you decide to take out any cards, you need to know some card basics:
Business credit cards are only to be used when you have business expenses to take care of. This means that you should not place any personal expenses on this credit card.…
For those planning to take their company to the next level, they’re going to have to develop core leadership skills that will allow them to command respect and become an effective leader. Plus, as the leader of your business, you’ll need to be incredibly inspiring in order to get your employees to take your business as serious as you do.
It’s never easy being a leader. But it is possible with the right actionable leadership tips.
If you are struggling to lead your team effectively, please take note of the following tips that will make you become an effective company leader very quickly.…
Rewarding employees for doing a good job is pretty much standard procedure for almost any company. Whether it’s for incentivizing consistency in performance or being able to go above and beyond, providing the right incentives can go a long way in keeping employees happy and loyal to the company. Organizations can choose to offer cash incentives or non-cash incentives, but which option would work best for you and your staff?
Contrary to popular belief, throwing cash at something (or in this case, at someone) doesn’t always work.…
Online security is one of the hottest topics of today’s business world, and rightfully so. As businesses become increasingly digital, the risks regarding online data and information intensify. While it is important to be concerned about your digital information, you must not completely forget the importance of protecting your physical business assets as well, whether that means protecting yourself financially, or protecting the safety of your employees. Physical assets are key to a functioning business.
Keep Your Electrical Items Protected
The business world is becoming more and more reliant on wireless technology.…
Binders are a great tool for any business. They’re durable, offer plenty of storage space, and come with dozens of design choices. Yet most businesses don’t optimize these features. Their binder designs are simple—which renders them less effective.
Consumers respond best to print marketing that’s creative and innovative. They want to interact with an amazing design that captures their imaginations and builds their trust in your brand. To make a binder that meets these criteria, you’ll need to put these 4 design tips to work for your business.…
